International Academic Research Journal of Economics and Finance (IARJEF) - ISSN : 2227-6254 (Print)

Impact Factor - 68.16 (ICV) 2015

International Academic Research Journal of Economics and Finance (IARJEF) is a Double-blind peer-reviewed quarterly journal, published by Academic Research Publishers. The journal publishes research papers in the fields of Economics , Finance, Business, Marketing, Human resource management and relevant subjects. The journal is available only on print edition and the current issue can be viewed online. Authors can also download current article from online version.

Vol No. 3 Issue 1 : June 2014
Comparative Study of Public and Private Sector Banks in India: Analysis of CAMEL and DEA Approach Pages From : 13-24
Author(s) : Dr. Manoj Kumar Mishra,Dr. Veena Kumari
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   The objectives of this paper are to analyze the soundness and to measure the efficiency of 12 public and private sector banks based on market cap. CAMEL approach has been used over a period of twelve years (2000-2011), and it is established that private sector banks are at the top of the list, with their performances in terms of soundness being the best. Public sector banks like Union Bank and SBI have taken a backseat and display low economic soundness in comparison. DEA results exhibit that among the public sector banks, the performance of Bank of India, Canara Bank and Punjab National Bank got dampened in the last two years under study where as among the private sector banks, except Axis Bank which was not found to be satisfactory at all, the remaining private sector banks shows marked consistency at their efficiency level during the period under study.

The Impact of International Financial Crisis on the Efficiency of Omani Banks Performance: An Empirical Study Pages From : 1-12
Author(s) : Dr. Zaroug Osman Mohamed,Dr. Adil Hassan Khalid
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   Although, there is huge number of published researches in banking efficiency, little effort has been undertaken to study the impact of financial crisis on banking performance in Oman. In view of this, the main purpose of this paper is to illustrate, using empirical evidence, the extent to which the recent international financial crisis had an impact on the financial performance of the banking sector in Oman. In other words, the main question this paper aims to answer is; what extent the international financial crisis has an impact on the efficiency of Omani banks’ performance. The data used to answer this question includes all relevant statistics related to Omani commercial banks. A number of financial measures are used to compare the statistics for each bank before (three years; namely; 2005, 2006 and 2007) and after (three years; namely; 2009, 2010 and 2011) the financial crisis to find out the impact of the financial crisis on the efficiency of the Omani banks’ performance. A simple t-test of the difference between means is conducted to check whether there is a significant difference in banks’ performance before and after the crisis. Overall, the results show that the effect of international financial crisis on the Omani banks’ has not been significant. Instead; the analysis reveals there is a statistically insignificant improvement in the efficiency of Omani banks’ performance following international financial crisis. Furthermore; the paper shows that the local commercial banks have a high degree of resilience and stability. 
An Analysis of Customer Satisfaction and usage Patterns of Mobile Telecommunication Networks in Nigeria Pages From : 25-42
Author(s) : Omojola Abiola Abiodun,M.S. B. Siddiq
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   The government monopoly in telecommunication industry in Nigeria has changed during the recent years into a more competitive market with competitors offering more services and products. This study is focused on customer satisfaction and the usage patterns of the mobile telecommunication networks in Nigeria. The results obtained from this research indicated that the most used mobile telecommunication network in Nigeria was MTN, followed by Airtel and GloMobile. Majority of the mobile phone users had used it between 4-8 years, while they were commonly used as personal line, and the mode of payment were mostly prepaid. Radio/TV and word of mouth communications were preferred sources of getting information on mobile telecommunication products and services. Most unpleasant experiences encountered were resolved within a week. The study indicated that majority of the respondents were satisfied with mobile telecommunication networks in Nigeria. The goal is to create awareness of the usage patterns and the factors which precede customer satisfaction of the service, and ultimately for each network management to be able to judge its position in the competitive market scenario.